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O bring lawsuits on their own in federal court and obtain damages, attorneys fees, and punitive damages. In addition to providing monetary relief, the settlements prohibit the defendants from misrepresenting any fact concerning their ability to perform or provide any credit-related services or products for consumers, including debt consolidation, obtaining or arranging loans, or arranging any extension of credit, and from misrepresenting any fact material to a consumer's decision to purchase any product or service. Further, the defendants are prohibited from violating any provisions of the CROA in the future. The settlements with Quaite & Associates The Credit Solver, and Credit Services were filed in the U.S. District Court for the Northern District of Texas, Dallas Division, on August 19, 1998. The court approved the settlement with Quaite on Aug.21, and approved the settlement with Credit Services on Aug. 26. The Commission votes to file the settlements were 4-0. NOTE: The stipu
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