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Company name withheld) home shopping to send my last 3 months bank statements as well as many paid bills as I could to their credit team to see if they could override the catalogue rejection. I have just received an account for £100 with their main catalogue and £400 with their (company name withheld) catalogue. You can imagine I was so overjoyed I was brought to tears. I have also been given a £100 overdraft which isn't much but I have been trying for one since 1998. I have also been upgraded to a cheque guarantee Delta card rather than Electron. My husband has also received a letter to go to the bank because they can offer him a £1000 £1500 credit MasterCard. (Banks name withheld) have given us the chance to regain our credit standing through their Credit Card facility. They have looked at the excellent conduct of our accounts and rewarded us. If you receive any questions from people in my situation who need such help to obtain these then it's good to know that you will be able to ad
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Afford the £2 fee, ask your local Citizens Advice Bureau or other money advisor to help. For the CAB's address look in your local Phone Book or on the Internet at www.adviceguide.org.uk. They will also help you sort out any debt problems Also, for help with debt and credit problems phone (free): Consumer Credit Counselling Service on 0800 138 1111 National Debtline on 0808 808 4000 Your local council might also have a money advice centre. You can find the number in the Phone Book or ask at your local library. YOU DON'T HAVE TO PAY FOR A GOOD CREDIT HISTORY County Court Judgments and records of arrears can sometimes be removed from a credit reference file. But do not be tempted to lie to a court. Never pretend you have not received a Summons if you have. The consequences of lying to a court can be very serious. For further information about your UK credit reference files call or visit: Callcredit Experian Equifax Tel: 0870 060 1414 Tel: 0870 241 6212 Tel: 08705 143700 To get a fre
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