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It? A: We are often asked "How can I fix my credit and how can I raise my credit score?" Under the Fair Credit Reporting Act, you can dispute information in your credit file with the three Credit Bureaus and the creditor is required by law to verify the disputed information. That which can't be verified within 30 days must be removed.Q "I have horrible credit, I am divorced, have 3 children to support, a small salary, and I am having a difficult time making ends meet. With loads of debt, I have creditors calling me day and night. Will I be able to get an unsecured loan?" A: We suggest you consider a debt settlement or negotiation program. With these programs available to you, you will be able to negotiate things such as payoff balance amounts and interest rates. You can hire a debt settlement company to do this for you. Q: "What are some common types of mortgage loans?" A: If you are looking to buy a home or refinance your existing house, we have some articles and lender tips
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